How to Choose a Roofer After a Hail Storm in Lawton (and Avoid Storm Chasers)
When hail hits Lawton, Duncan or anywhere in Southwest Oklahoma, it does not take long for contractors from out of state to start knocking on doors. Some do good work. Others collect deposits, do rushed work and are gone before the first leak shows up.
Your roof protects everything under it, so take a few minutes to check out who you hire.
Red flags to watch for
- They ask for full payment or a large deposit before any work starts.
- They pressure you to sign today or offer a “deal” that expires.
- They offer to cover or waive your insurance deductible.
- They have no local address, only a cell phone number.
- Their truck has out-of-state plates and no business name.
- They want you to sign a contract that gives them control of your claim.
Questions to ask any roofer
- Where is your office, and how long have you worked in this area?
- Can I see proof of liability insurance and workers’ compensation coverage?
- Are you registered as a roofing contractor in Oklahoma?
- Can you give me local references from the last year?
- What warranties come with the materials and your workmanship?
- Will you meet with my insurance adjuster?
Check before you sign
Oklahoma requires roofing contractors to register with the state, and you can verify a registration through the Oklahoma Construction Industries Board. Read the whole contract, make sure the scope and materials are in writing, and never sign a blank or incomplete contract.
About insurance deductibles
Your deductible is your share of the claim. A contractor who offers to “eat” or waive it may be inflating the claim to cover it, which can create problems for you with your insurer. Be wary of this offer.
Why local matters
A local company will still be here when you need warranty work, and knows the weather your roof has to stand up to. ICR is based in Southwest Oklahoma and serves Lawton, Fort Sill and surrounding towns for roofing, storm damage and the full insurance restoration process. Start with our guide to hail damage on your roof.
Need help in Lawton right now?
ICR crews respond 24/7 across Lawton, Fort Sill and Comanche County.
Frequently Asked Questions
Should I get more than one roofing estimate?
It is reasonable to get more than one estimate. Compare the scope and materials, not just the price, and make sure each contractor is registered and insured.
Can my roofer talk to my insurance company?
A roofer can document damage and discuss the scope with your adjuster. Decisions about coverage and payment are made by your insurer, and you remain in control of your claim.
This article is general information, not legal or insurance advice. Insurance Claim Restoration is a restoration contractor, not an insurance company; coverage decisions are made by your insurer under your specific policy.