Water or Storm Damage in a Rental Near Fort Sill: A Guide for Military Families

Shut off the water if a pipe has burst, and turn off power to wet areas if you can do it safely. Move belongings out of the water. Our burst pipe checklist covers the first 30 minutes.

Report the damage immediately, in writing if possible (email or text with photos). The landlord or property manager is usually responsible for the building itself — walls, floors, roof, plumbing — and for arranging repairs and restoration. Prompt notice protects you under most leases.

Photograph damaged furniture, electronics, uniforms, gear and personal items before throwing anything away. List brands, models and approximate ages. Your belongings are generally your responsibility, not the landlord’s, unless the landlord was at fault.

Renters insurance commonly covers personal property damaged by covered events like fire, smoke, wind and sudden water leaks, and many policies include additional living expenses if the unit becomes unlivable. Check your policy and file a claim promptly. Our Oklahoma claim guide explains the process.

Ask your landlord who is handling drying and repairs and how long it will take. Wet drywall and carpet that are not dried properly can grow mold — see how fast mold grows after water damage. If you notice musty odors or visible mold later, report it in writing.

ICR works with Lawton landlords and property managers to respond quickly, communicate with tenants and document the loss for insurance. We serve Lawton, Fort Sill and nearby communities 24/7 for water damage restoration.